Every category keeps whatever it does not spend. This page shows where that money lives and whether each account agrees with what your budget says it should be holding.
Every account with a target should read $0.00 uncategorized before you close. If one doesn't, go back to Budget and log what's missing.
Give every dollar a job before the month starts, then tell the app where each dollar actually went. When those two match, you're done.
Up top, list the real accounts you use. Give each one a role so the app knows what to expect from it.
What was in your budget account before any income arrived this month. Set it on day one and don't touch it again.
Set a Budget for each category until the green bar says every dollar has a job. Income minus budgets should land on zero.
Nothing resets. Whatever a category does not spend rolls into next month's Carried Over, and that money lives in your savings account.
Use the panel on the right all month. Amount, what it was, which category. It defaults to today's date, so most of the time you just type and hit add.
Reconcile to zero, move the shown amount from checking to savings at your bank, then hit close. Funds roll forward, everything else resets, and next month opens.
Carried Over is what the category ended last month with. Total Balance is Carried Over plus this month's Budget minus what you've Spent — the number that answers "how much does this category actually have right now."
It means you have less in your budget account than you started the month with, so there's nothing extra to move. Usually that's because income hasn't been logged yet, or because a paycheck got folded into the starting balance instead of logged as income. Occasionally it just means you outspent your income this month.
It rolls forward as a negative. If Groceries ends at −$80, next month Groceries starts at −$80, so a $500 budget only really gives you $420 to spend. You borrowed from next month and the app makes you pay it back. Fix it before closing by moving budget from a category that has room, or accept it and plan around the smaller number.
No, nothing stops you from closing a month that doesn't balance. But uncategorized money is money you can't see, and it compounds. Five minutes of logging beats a mystery next month.
In this browser, on this device. Clear your browser data and it's gone. Open it somewhere else and it starts fresh. Accounts and sync are on the way.
A budget is the floor, not the ceiling. If you want help with the rest, let's talk.
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